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Case Studies/Articles: Senior Living & Social Services

July 9th, 2014

RISK INSIGHT:  Check Your Indemnification Provisions

Court finds indemnification provision waived an employer's worker's compensation exemption - another reason to check the indemnification provisions in your business contracts carefully.

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June 26th, 2014

RISK INSIGHT: OSHA Releases 2014 Inspection Plan

Occupational Safety and Health Administration (OSHA) recently released a notice regarding its annual inspection plan under its Site-Specific Targeting (SST) for 2014.

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March 25th, 2014

Worksite-New Options for Efficiency and Market Trends webinar available

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March 25th, 2014

ALERT- Workplace Wellness Plans Eligible for a New Tax Credit

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January 31st, 2014

ALERT- M3’s Mod Verification Process Saves Clients Money

M3 helps businesses and organizations save on Workers' Compensation premiums and Mod points through our Mod Verification Process. For the six years from 2008-2013, M3 helped clients save an average of 3.7 points on their Experience Modification Factor and millions of dollars in premium. We verify the accuracy of the reported data and identify any applicable rules for re-filing claims.

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January 10th, 2014

ALERT- Prevent Costly Ice Damming Damage

An ice dam can lead to costly damage during the winter months. Are you taking the necessary steps to maintain your property?

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July 19th, 2013

ARTICLE: 2013 Workers’ Comp Rate Changes Impact Long-Term Care Industry

The 2013 Workers’ Compensation premium rates have been published and will become effective for Workers’ Compensation policies with an effective date of October 1, 2013 and after. Overall for the long-term care industry, rates are down 2.95%.

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July 15th, 2013

ARTICLE: Arbitration in Long-Term Care

Long-term care facilities faced with a legal claim may seek to enter arbitration as a path to resolution with the claimant instead of allowing the dispute to enter the court system.

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July 2nd, 2013

ARTICLE: M3’s Mod Verification Process Provides Significant Savings for Clients

M3 helps businesses and organizations save on Workers' Compensation premiums and Mod points through our Mod Verification Process.

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June 12th, 2013

ARTICLE: Using Temporary Employment Agencies

Employers are using the services of temporary employment agencies at an increasing rate. While this can be a good solution for employers to get quick access to needed personnel without having to make long term commitments, there are unique insurance risks that need to be considered.

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