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Case Studies/Articles: Senior Living & Social Services


April 13th, 2015

RISK INSIGHT: M3’s Mod Verification Process Saves Clients Money

At M3, our practice of taking the extra step when it comes to Workers’ Compensation data has resulted in significant savings for our clients. For the six years from 2009-2014, we helped our clients save an average of 4 points on their Experience Modification Factor.

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February 12th, 2015

Cyber Liability Industry Update

2014 saw activity double, even triple, among recordable metrics for cyber breaches. From number of records breached to frequency of attacks, the uptick surpassed the previous recorded year.

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September 17th, 2014

RISK INSIGHT: Key Changes to OSHA Requirements for 2014-15

Effective January 1st, 2015: OSHA Expands Requirements for Reporting and Provides a New List of Exempt Employers

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August 25th, 2014

CASE STUDY:  McFarlanes’ - Up In Smoke, Yet Rising From the Ashes

This inside story of disaster recovery is a lesson for any business.

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July 9th, 2014

RISK INSIGHT:  Check Your Indemnification Provisions

Court finds indemnification provision waived an employer's worker's compensation exemption - another reason to check the indemnification provisions in your business contracts carefully.

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June 26th, 2014

RISK INSIGHT: OSHA Releases 2014 Inspection Plan

Occupational Safety and Health Administration (OSHA) recently released a notice regarding its annual inspection plan under its Site-Specific Targeting (SST) for 2014.

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March 25th, 2014

Worksite-New Options for Efficiency and Market Trends webinar available

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January 10th, 2014

RISK INSIGHT:Prevent Costly Ice Damming Damage

An ice dam can lead to costly damage during the winter months. Are you taking the necessary steps to maintain your property?

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July 19th, 2013

ARTICLE: 2013 Workers’ Comp Rate Changes Impact Long-Term Care Industry

The 2013 Workers’ Compensation premium rates have been published and will become effective for Workers’ Compensation policies with an effective date of October 1, 2013 and after. Overall for the long-term care industry, rates are down 2.95%.

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July 15th, 2013

ARTICLE: Arbitration in Long-Term Care

Long-term care facilities faced with a legal claim may seek to enter arbitration as a path to resolution with the claimant instead of allowing the dispute to enter the court system.

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