Retrieve your login information
M3 Insurance
Careers Forms Events Search Client Resources

Case Studies/Articles: Senior Living & Social Services

March 25th, 2014

Worksite-New Options for Efficiency and Market Trends webinar available

Read On »
March 25th, 2014

Workplace Wellness Plans Eligible for a New Tax Credit

Read On »
January 31st, 2014

M3’s Mod Verification Process Saves Clients Money

M3 helps businesses and organizations save on Workers' Compensation premiums and Mod points through our Mod Verification Process. For the six years from 2008-2013, M3 helped clients save an average of 3.7 points on their Experience Modification Factor and millions of dollars in premium. We verify the accuracy of the reported data and identify any applicable rules for re-filing claims.

Read On »
January 10th, 2014

Prevent Costly Ice Damming Damage

An ice dam can lead to costly damage during the winter months. Are you taking the necessary steps to maintain your property?

Read On »
July 19th, 2013

ARTICLE: 2013 Workers’ Comp Rate Changes Impact Long-Term Care Industry

The 2013 Workers’ Compensation premium rates have been published and will become effective for Workers’ Compensation policies with an effective date of October 1, 2013 and after. Overall for the long-term care industry, rates are down 2.95%.

Read On »
July 15th, 2013

ARTICLE: Arbitration in Long-Term Care

Long-term care facilities faced with a legal claim may seek to enter arbitration as a path to resolution with the claimant instead of allowing the dispute to enter the court system.

Read On »
July 2nd, 2013

ARTICLE: M3’s Mod Verification Process Provides Significant Savings for Clients

M3 helps businesses and organizations save on Workers' Compensation premiums and Mod points through our Mod Verification Process.

Read On »
June 12th, 2013

ARTICLE: Using Temporary Employment Agencies

Employers are using the services of temporary employment agencies at an increasing rate. While this can be a good solution for employers to get quick access to needed personnel without having to make long term commitments, there are unique insurance risks that need to be considered.

Read On »
May 8th, 2013

OSHA’s National Emphasis Program for Nursing & Residential Care Facilities

OSHA recently issued an Instruction for a National Emphasis Program (NEP) of Nursing and Residential Care facilities which covers policies and procedures for targeting and conducting programmed inspections in these industries.

Read On »
February 18th, 2013

HEALTH CARE REFORM: Shared Responsibility for Large Employers

No matter how an organization is legally constructed, the Affordable Care Act will require large employers to participate in the “Pay or Play” requirements of the law. Organizations trying to determine their large employer status should work with their human resources staff and legal counsel to make a proper determination of qualification.

Read On »