Property & Casualty Risk Management
M3 will help you manage the health, safety and environmental risks your business faces - before there’s a problem.
Loss Control Services:
- Auditing and Benchmarking: We’ll pinpoint your strengths and key opportunities for improvement through on-site surveys and assessments. Save money by documenting with photos and videos and by extracting the right information from Workers’ Compensation claims.
- Regulatory Compliance Assistance: Our resource-rich web portal simplifies and manages your OSHA reporting, and notifies you of regulatory updates and learning opportunities offered by our Governmental Compliance Unit.
- Program Development and Training: We develop programs and train your team about auto and fleet safety, return-to-work programs, drug and alcohol testing, cell phone safety and more.
- Client Education: We offer on-site and online seminars and workshops to empower you. Sign-up to improve health and safety while minimizing risk and cost.
Employee Benefits Risk Management
Our Risk Management Team can help you identify your biggest opportunities to enhance the health, welfare and productivity of your workforce.
Loss Control Services:
- Data Modeling/Analysis: Your risk depends on who your employees are and how they use their benefits. Our reports monitor and analyze patterns to help you influence behavior.
- Health Promotions: Cut costs and watch productivity soar when you promote employee health and wellness. Develop results-oriented programs, education initiatives and select the best vendors - All with our guidance.
- Employee Communications: Together we will develop the best strategy to communicate how your company’s benefit plan works to employees. Then we give you tools to carry out the strategy and measure results.
- Regulatory Compliance Assistance: Our Governmental Compliance Unit provides seminars, workshops, legislative alerts, reference guides and sample forms and documents on the latest government regulations (e.g., COBRA, HIPAA, FMLA, ERISA, Section 125 Plans, Health Savings Accounts, Wellness Programs and Form 5500 Preparation), and tells you exactly how to comply.
“Prior to working with M3 I had very little to no interaction with our insurance representative. M3 has been not only quick and professional, but also proactive in periodically following up to make sure everything is going well. The M3 experience was evident at the onset, but we were most impressed with the agency's time and dedication to gain a thorough understanding of our business as well as the extensive research conducted to make sure all areas of the business were covered at the best rates possible, all in a timely manner."
--Office Manager, Media & Design
Claim Management Services
Should a loss occur, our Claims Service Team will guide you through a proven process to ensure claims are settled quickly and accurately - securing the best possible outcome for your business. Our Claims Facilitators have developed excellent relationships with our carriers and loss adjusters, and stay ahead of the curve by regularly attending seminars and conferences.
HRconnection
HRconnection is an online employee portal designed to help you communicate important benefits information to employees, update company handbooks, forms and directories and broadcast live presentations to staff at different locations. Allow employees to access company documents and view their eligibility, contribution levels and detailed SPDs.
