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OSHA’s COVID-19 Vaccination Mandate: Workers’ Compensation Considerations
Employers working to comply with OSHA’s COVID-19 Vaccination Mandate should be aware of the workers’ compensation considerations. M3’s risk management team has highlighted key information for Wisconsin, Minnesota, and Illinois…
RANSOMWARE: What to Know to Create an Incident Response Plan
…major stakeholders of the organization) is critical. 2. Have multiple forms of communication available for your teams to communicate Many ransomware attacks target critical infrastructure to induce fear and panic….
Natalie Damro
…works to simplify the complicated marketplace so that you feel comfortable knowing the choices you make regarding your individual health insurance plan fit your needs. Gained 10+ years of insurance…
OSHA’s COVID-19 National Emphasis Program: What Care Providing Establishments Need to Know
…need to let them have free reign of the facility. The compliance officer needs to first complete an opening conference with an appropriate facility representative to inform why the inspection…
14 of 50: Hard Hats with Heart
…research, and advocacy efforts, the AHA has made significant progress in helping to reduce mortality rates from heart disease and stroke. These achievements are made possible largely through compelling events…
Flooding Action: Preparation, Caution and Mitigation
The recent Wisconsin weather has already impacted so many of our friends, neighbors and clients, and the current forecast indicates that the rain will continue to come. Information is your…
Real Estate Insurance: Master Insurance Program vs. Bifurcated
…programs for real estate companies and investors are the master insurance program and a bifurcated program. In a bifurcated program, the company or investor relies on independent insurance programs for…
Why Your Small Business Needs Solid Strategic Planning
…Whether you’re hoping for greater growth in your business, to pass your company on to a family member, or to add value in hopes of an acquisition, putting pen to…
FFCRA: House Passes Legislation
On Saturday March 14, 2020, the U.S. House of Representatives passed the Families First Coronavirus Response Act (FFCRA) in response to the recent COVID-19 (coronavirus) pandemic. This legislation includes provisions…
COVID-19 Vaccinations Questions and Answers
…the vaccine, you can’t pass the virus, correct? A: We don’t know the answer to this fully. Clearly, you are less likely to get infected, so in that sense, are…
Risk Management for Fall Sports: Spectators on the Field or Close to the Athletic Event
…to consider the precautions your district should take to protect students, staff, and community members, before fall athletics officially kick off. From a risk management standpoint, there are several exposures…
War Exclusions in Cyber Liability Policies: What Does it Mean for You?
…governments rarely claim responsibility for a cyber-attack. The war exclusion is an attempt by the insurance industry to grapple with this grey area. It is also important to understand the…