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Client Feels Difference of Partnership with Fiduciary Specialist
…related to administration fees. But how does that happen? Here’s M3 Financial Retirement Plan Consultant, Kurt Mihelich: “We all come from the retirement plan provider side—all of us. We understand…
Non-Profit Improves Employee Retirement Plan
…their heads with something as important—and increasingly complex—as fiduciary oversight. So, they turned to the marketplace looking for a consultant and ultimately selected M3 Financial. IMPACT: Even before the client…
Saver’s Credit Often Overlooked
The Saver’s Credit is a commonly overlooked tax credit. Otherwise known as the Retirement Savings Contribution Credit, the Saver’s Credit helps eligible taxpayers offset the cost of saving for retirement….
Negotiating the Hard Market with Member-Owned Group Captives
…of their lifetime in their captives, to the tune of -20.9% for workers’ compensation, -10.4% for general liability, and -1.0% for auto liability. This trend holds firm even in hardening…
Creative Benefits Approach for Employee Retention
…benefits package in order to retain employees and encourage ideal candidates to consider your business. Compensation is important, but having a comprehensive benefits package that offers your employees something more…
CARES Act and Retirement Plans: What You Need to Know
…for governmental plans. If you have specific questions about your organization’s plan, contact your M3 Financial Retirement Plan Consultant. Investment advisory services offered through M3 Financial, a registered investment advisor….
Consolidated Appropriations Act of 2021: Overview
…are also transparency requirements included which include broker/consultant compensation disclosures (direct or indirect compensation) and group health plan/issuer reporting on pharmacy costs and benefits of other health care services. Finally,…
Social Determinants of Health: Addressing Employee Needs to Attract & Retain Talent
…plan may be among strategies a traditional employer would deploy. However, in senior living, some employers are increasing their starting wages from $12-$14 per hour to $15-$25 per hour for…
RISK INSIGHT: OSHA Form 300A Filing Deadline Extended to 12/31
…31, 2017, so there will be no more extensions. The news release is here, https://www.osha.gov/news/newsreleases/trade/12182017. ______________________ OSHA Form 300A electronic filing is now required for: Companies with 20 to 249…
New Precautions to Prevent Transmission of Multidrug-Resistant Organisms (MDROs)
…Executive or Risk Manager for further discussion. ____________________________ FOR MORE INFORMATION VISIT THE CDC WEBSITE: Article Source: https://www.cdc.gov/hai/pdfs/containment/PPE-Nursing-Homes-H.pdf Standard precaution table CDC source noted: https://www.cdc.gov/infectioncontrol/pdf/guidelines/isolation-guidelines-H.pdf Updated July 26, 2019: https://www.cdc.gov/infectioncontrol/guidelines/isolation/appendix/type-duration-precautions.html…
Breaking Through Workforce Language Barriers
…for non-English speaking employees at https://www.osha.gov/dcsp/compliance_assistance/index_hispanic.html The materials are becoming more readily available and more comprehensive in scope. By including pictographs you can also reach employees who may be illiterate…
Managing Dairy Plant Expansion Risk
…and external traffic flow patterns. Many dairy plants utilize the 10 principles as outlined in the “Sanitary facility design checklist” located on the Innovation Center for U.S. Dairy’s website. https://www.usdairy.com/trends-and-initiatives/community-focus/food-safety…