Personal Lines
Your assets and lifestyle are unique – and so are your risks. Working with an insurance partner who can only recommend basic coverage just isn’t going to cut it. Elevate your peace of mind with protection for your health, homes, vehicles, collections, and more by partnering with M3 Elevate.

Insuring your unique risks.
As your life evolves, so do your risks. Whether it’s a new home, a growing family, or the start of something big, we’ll help make sure your insurance is aligned with what’s ahead.

Private Client Solutions.
Standard policies weren’t designed for portfolios like yours. Our bespoke insurance review process helps align your coverage with the scope of your lifestyle, personal assets, and legacy.
Areas of focus:
- Homes, condos & apartments
- Daily drive automobiles, exotic & collector cars
- Jewelry, fine art & collectibles
- Boats, yachts, & personal watercraft
- Coastal, secondary, & seasonal homes
- Hurricane & flood
- Recreational vehicles
- Umbrella & excess liability
- Investment & short-term rental homes
- Kidnap & ransom
- Group personal liability insurance
The CPRM Difference
An advisor with the CPRM designation can be trusted to handle all of the complex insurance coverage needs that an affluent family may have. There are only a handful of CPRMs in Wisconsin, but two of them are a part of the M3 Elevate team.
Are You Feeling the Effects of the Personal Lines Hard Market?
A hard market refers to a period when insurance premiums rise, and underwriting standards become narrower due to a variety of environmental, social, and economic considerations.
By understanding the forces behind these market dynamics, consumers can make informed decisions. As your insurance partner, we’ll provide insights on the market and explore cost-saving strategies while navigating the evolving landscape of personal lines insurance.