Employee Benefits.
Your organization has specific requirements for your benefits package to tackle your unique challenges, manage premiums, and attract and retain talent. Are you settling for a one-size-fits-all plan?
We’ll work with you one-on-one to leverage our world-class resources and create a personalized plan that integrates competitive features with strategies that control costs and keep you compliant.

Momentum.
An M3 Employee Benefits Trend Report.
Here’s Why Working with M3 is Different



Forward Thinking, Together.
We don’t just respond to change — we anticipate it.
With signature resources like our Momentum report and BenLeader Labs, we help clients lead with confidence in a shifting landscape.
Broker Analytics
M3 turns data into actionable
insights by combining our local expertise with AI technology tools that measure key metrics across our client base.
- Medical, dental, and vision plans
- Total Rewards, including work-life balance, and salary & retirement offerings
- Easily filter by industry, employee count, geography and more
Strategic Partnerships to Serve You Better

Exclusive contracts, better rates, and
better services from a broker who puts your
needs first.

Exclusive contracts, better rates, and better services from a broker who puts your needs first.
Health Captives for Employee Benefits with M3
The health captive concept takes self-funding one step further, creating a program that allows you to join with like-minded organizations to share similar levels of risk. M3 is one of the only insurance brokers to staff a director of employee benefits captives, Jason Nordby, to keep our clients at the forefront of this innovative funding arrangement.
Employee Benefits Compliance

Staying compliant just got easier.
Turn to M3 and Karen B. for quick and timely answers to the most common employee benefits compliance questions. At 5 minutes (or less) per episode, you can catch up fast and move on with your day.
Integrating Financial Benefits With Your Employee Benefits Strategy
M3’s in-house consultants help you achieve a comprehensive, synergistic benefits package. Programs such as health insurance, health savings accounts, and financial security are inseparable in the lives of your employees – we know that your approach to benefits should be just as aligned.
Our team of retirement plan consultants provide oversight to financial wellness strategy development and implementation, plan and benefit design consulting, investment consulting, and fiduciary risk mitigation.
