Employee Benefits

Your organization has specific requirements for your benefits package to tackle your unique challenges, manage premiums, and attract and retain talent. Are you settling for a one-size-fits-all plan?

We’ll work with you one-on-one to leverage our world-class resources and create a personalized plan that integrates competitive features with strategies that control costs and keep you compliant.

Broker Analytics + Underwriting

Decoding Your Data…Our Way

It’s one thing for your broker to say they have data capabilities, and quite another to use that data to help you impact change. M3’s data analytics & underwriting team, led by Brian Meyer, uses a consultative approach to data that combines predictive analytics with deployable experts to drive your employee benefits strategy.

Explore m3’s broker analytics tools

Brian Meyer

Director of Analytics & Underwriting
Partner
Meet Brian

Pharmacy Solutions at M3

Pharmacy is one of the biggest concerns for employers who want to maintain a robust benefits package while containing costs. Today, your options can feel limited and you might even lack insight into what your benefit is really offering you and your employees for the money.

M3 does pharmacy differently.

Rely on Connie Perry, PharmD, and the pharmacy solutions team to provide you with transparent and independent consultation. They’ll use their comprehensive solutions stack to analyze pharmacy contracts and propose custom solutions.

LEARN MORE ABOUT PHARMACY SOLUTIONS AT M3

Connie Perry

Chief Pharmacy Officer of Ethica Pharmacy Advisors
Meet Connie

Benefits Engagement Solutions Team (BEST)

Employee engagement is a critical aspect of your benefits strategy. While plan design and innovation is imperative to remain competitive in today’s healthcare landscape, it falls flat when your employees don’t understand or actively utilize their benefits.

There are many ways to engage your employees:

Benefit Communications
Enrollment Solutions
Human Resources Technology
Voluntary Benefits

M3 has recognized the interrelated nature of these four pillars and formed the Benefits Engagement Solutions Team, a resource-rich strategic group that assists M3 clients with developing a holistic engagement strategy that encompasses year-round communication and technology needs, as well as solutions for pivotal points in your plan year like open enrollment.

Katie Ott

Director of Benefits Engagement Solutions
Partner
Meet Katie

Self-Funded Plans For Employee Benefits

Self-funded plans let you take control of your healthcare costs, but with control comes complexity. We’re here to help you keep it simple. Matt Boray leads M3’s self-funded practice, partnering with our internal data analytics and underwriting team to provide data-driven recommendations to our self-funded clients on stop-loss coverage, prescription drug benefit management, and more.

Matt Boray

Director of Employee Benefits – Milwaukee
Director of Self-Funded Practice
Meet Matt

Health Captives for Employee Benefits with M3

The health captive concept takes self-funding one step further, creating a program that allows you to join with like-minded organizations to share similar levels of risk. M3 is one of the only insurance brokers to staff a director of employee benefits captives, Jason Nordby, to keep our clients at the forefront of this innovative funding arrangement.

Employee Benefits Compliance

Human resource managers are juggling more responsibilities than ever, and keeping up with complex compliance issues can be a challenge.

That’s where we come in. We’ve established a compliance practice led by Karen Breitnauer, offering personalized consultations tailored to your needs. Our dedicated team conducts thorough research on regulatory and legislative issues, analyzing them and breaking them down into plain, easy-to-understand language to support your compliance efforts.

Our team stays ahead of both local and federal developments. This proactive approach means we can keep our clients informed about upcoming changes and provide valuable insights into the laws and regulations that affect employers.

Karen Breitnauer

Director of Employee Benefits Compliance
Senior Compliance Attorney
Meet Karen

Staying compliant just got easier.

Turn to M3 and Karen B. for quick and timely answers to the most common employee benefits compliance questions. At 5 minutes (or less) per episode, you can catch up fast and move on with your day.

LISTEN NOW

Employee Communication + Engagement

When your employees understand your benefits, your engagement strategy can do more than attract and retain talent – it can also influence better outcomes and drive down health care costs. M3 will help you develop a communications strategy that educates your employees on your benefit plan and helps them make the best choices for their circumstance.

Population Health & Wellbeing

Tyler Stuntebeck, M3’s population health & wellbeing manager, uses quantitative data combined with knowledge of your organization’s culture to identify wellbeing initiatives that will make an impact on your employee population – then help you measure the results.

Tyler Stuntebeck

Director of Population Health & Wellbeing
Meet Tyler

Integrating Financial Benefits With Your Employee Benefits Strategy

M3’s in-house consultants help you achieve a comprehensive, synergistic benefits package. Programs such as health insurance, health savings accounts, and financial security are inseparable in the lives of your employees – we know that your approach to benefits should be just as aligned.

Our team of retirement plan consultants provide oversight to financial wellness strategy development and implementation, plan and benefit design consulting, investment consulting, and fiduciary risk mitigation.

MEET M3 FINANCIAL