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You’re not just guiding the next generation, you’re a leader for the entire community. M3’s education & government practice group is comprised of advisors that innately understand the responsibility that schools carry, and the pressure that you’re under to create a financially viable, safe, secure, and effective learning institution.

We’ve developed a suite of resources and a team of experts focused on helping you manage your unique risks and create an industry-leading benefits package to attract and retain top talent.


Work with Advisors Well-Schooled in Your Industry

Employee Benefits

Bec Kurzynske’s career path took her through the ranks of education, first as a teacher, then a building administrator, and, finally, a superintendent of schools before she came to M3. Now she leads the employee benefits focus of our education & government practice group.

Bec understands the nuances that schools must address in their benefit offerings, and helps clients position themselves effectively in order to attract and retain top talent.

Property & Casualty

Marty Malloy has served Wisconsin’s public entities for his entire career, building a respected reputation in the education community.

As leader of the property & casualty focus of M3’s education & government practice group, Marty’s finger is on the pulse of up-and-coming concerns for schools. Marty is a leading voice in developing risk management strategies that keep students and staff safe.

Serving 250+ Wisconsin Schools and Counting…

M3 knows education. As a broker, we serve the largest block of public business in the state. As community members, we have a vested interest in seeing schools succeed. We make it our business to be ingrained in yours, meaning that we’ve developed exclusive carrier contracts with EMC and The Standard to benefit your benefits. We’re also more than members of your associations, we’re active participants.

  • WASB Endorsed Agent for Employee Benefits and Property & Casualty
High School

Focused on Issues Impacting Schools

  • Student & Staff Mental + Physical Wellbeing
  • Talent Attraction + Retention
  • School Safety
  • M3 EduCaptive + Cooperatives
  • Vendor Summits
  • Cyber Liability Risk Management
Education - Classroom

Developing School-Specific Captive Solutions

Health care costs continue to rise, and schools are basically left with three choices: shift costs to employees, eat those costs and limit spending in other budgets, or reduce benefits. These options just don’t fly in an industry that relies on a great benefits package to attract and retain talent.

The M3 EduCaptive will allow forward-thinking schools to come together in order to take control of their health insurance and share comparable risk.

LEARN MORE About The M3 Educaptive

High School Classroom

Education Risk Management

Senior Risk Manager Dedicated to Education

Ted Hayes has worked with schools for over 30 years to manage risks to their students and staff. He regularly conducts safety audits for M3 clients, and provides personalized recommendations for your school.

Ted is also a coveted speaker and trainer on security topics such as active shooter preparation. He is a published author of two books on school safety and security.

Compliance Attorneys Ready to Serve Your School

M3’s compliance specialization is led by Karen Breitnauer. The team of senior compliance attorneys conducts research on regulatory and legislative issues, analyzes them, and breaks them down into plain, easy-to-understand language to assist with your compliance efforts.

As an M3 client, you’ll have access to regular communication on compliance in the form of:

  • Real-time email updates
  • Seminars + webinars
  • Roundtable discussions

Worksite Benefits Consulting

Katie Ott has developed a unique approach to worksite benefits that not only pairs your business with the right options, but also drives employee engagement with your program. This strategy boosts your benefits package and demonstrates that you care about the unique needs of your employees – without driving up your costs.

  • Accident
  • Critical illness
  • Hospital gap
  • Permanent life insurance with long-term care
  • Short-term disability

Employee Engagement and Crisis Communication

M3 staffs a director of communications, Jeff Christensen, whose expertise lies in developing a complete communications strategy to help your employees understand their benefit plan, and make the best choices for their circumstance.

Jeff also has over 20 years’ experience assisting organizations with crisis communications and media relations during high-profile, sensitive situations. His work helps M3 clients navigate their toughest moments.