You’re not just guiding the next generation, you’re a leader for the entire community. M3’s education & government practice group is comprised of advisors that innately understand the responsibility that schools carry, and the pressure that you’re under to create a financially viable, safe, secure, and effective learning institution.

We’ve developed a suite of resources and a team of experts focused on helping you manage your unique risks and create an industry-leading benefits package to attract and retain top talent.

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Work with Advisors Well-Schooled in Your Industry

Employee Benefits

Bec Kurzynske’s career path took her through the ranks of education, first as a teacher, then a building administrator, and, finally, a superintendent of schools before she came to M3. Now she leads the employee benefits focus of our education & government practice group.

Bec understands the nuances that schools must address in their benefit offerings, and helps clients position themselves effectively in order to attract and retain top talent.

Property & Casualty

Kevin Miller is dedicated to bringing innovative risk management strategies to the table in order to keep schools and staff safe.

Kevin brings more than a decade of property & casualty experience to the table, and his many school-specific risk management certifications make him the ideal partner for our education clients in today’s environment.

Serving 250+ Wisconsin Schools and Counting…

M3 knows education. As community members, we have a vested interest in seeing schools succeed. As a broker, we serve the largest block of public business in the state, and have developed exclusive carrier contracts with EMC and The Standard to benefit your benefits. We’re also more than members of your associations, we’re active participants.

  • WASB Endorsed Agent for Employee Benefits and Property & Casualty
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Focused on Issues Impacting Schools

  • Student & Staff Mental + Physical Wellbeing
  • Talent Attraction + Retention
  • School Safety
  • M3 Cooperatives
  • Vendor Summits
  • Cyber Liability Risk Management
  • Retirement + Resignation


EDGE-Classroom Exam

Public Sector Benchmark Report

M3’s Benchmark Report for Public Sector Employers provides a snapshot of the public sector market over the past year. This data can help you better understand the unique challenges you may face when structuring a health plan for public sector employees, and gives you the opportunity to compare your plans offerings to those of your peers.

Get The 2024 REPORT

Public Sector Benchmark Report 2024

Education Risk Management

Senior Risk Manager Dedicated to Education

Ted Hayes has worked with schools for over 30 years to manage risks to their students and staff. He regularly conducts safety audits for M3 clients, and provides personalized recommendations for your school.

Ted is also a coveted speaker and trainer on security topics such as active shooter preparation. He is a published author of two books on school safety and security.

Compliance Attorney Ready to Serve Your School

M3’s compliance specialization is led by Karen Breitnauer. The team conducts research on regulatory and legislative issues, analyzes them, and breaks them down into plain, easy-to-understand language to assist with your compliance efforts.

As an M3 client, you’ll have access to regular communication on compliance in the form of:

  • Real-time email updates
  • Weekly episodes of the Comply on the Fly podcast
  • Seminars + webinars
  • Roundtable discussions

Voluntary Benefits Consulting

Katie Ott has developed a unique approach to Voluntary benefits that not only pairs your business with the right options, but also drives employee engagement with your program. This strategy boosts your benefits package and demonstrates that you care about the unique needs of your employees – without driving up your costs.

  • Accident
  • Critical illness
  • Hospital gap
  • Permanent life insurance with long-term care
  • Short-term disability

Employee Engagement and Crisis Communication

When your employees understand your benefits, your engagement strategy can do more than attract and retain talent – it can also influence better outcomes and drive down health care costs. M3 helps you develop a communications strategy that educates your employees on your benefit plan and helps them make the best choices for their circumstance.