Insurance
Once we’ve achieved a thorough understanding of your business, we make recommendations to help you achieve your long-term insurance goals, including:
- Life Insurance - download a request form.
- Key Person Protection
- Buy/Sell Funding
- Disability Income Insurance
- Long-Term Care Insurance
Executive Benefits
Group disability is a great start; however, group disability plans present limitations, such as:
- May only cover 50-60% of income, and high income earners are subject to benefit caps
- May not cover bonuses, commissions or incentive compensation
- Could be treated as taxable income if the employer pays the premium
- Is not portable if employee leaves current employer
- May only cover employee in select occupation for a limited amount of time
Protect your high-income earners and their families with enhanced benefits:
- Supplemental Disability
- Non-Qualified Retirement Planning
- Deferred Compensation
Employer-Sponsored Retirement Plans*
M3 Financial helps you analyze and understand plan options and ERISA requirements. We design customized, all-inclusive plans that include training and enrollment meetings, regular plan analysis and updates, and comprehensive advice for plan participants. Solutions include:
- 401(k) and Profit-Sharing Plans
- SIMPLE IRA Plans
- Individual Retirement Accounts (IRAs)
- Profit-Sharing Plan Assistance
- 403(b) "ERISA" Plans
- Mutual Funds
www.m3fi.com • 800.272.2443
3113 W. Beltline Hwy, Suite 201
Madison, WI 53713
