Foreign Travel Tips

Personal Lines

Traveling abroad is exciting, but carelessness can invite the unexpected and the wrong kind of excitement. Following are a few key tips that can help protect you and ensure the adventure of your next trip is contained to the itinerary.

Proactive Preparation:

  • Purchase travel/accident and trip cancellation/interruption
  • Purchase a Radio Frequency Identification (RFID) wallet: an RFID helps to keep your credit card and passport protected from electronic pickpocketing or skimming
  • Make sure your passport has a non-US cover, as travelers from the US are often targeted

Mobile cell phone/device tips:

  • Leave your current cell phone at home. Purchase a “clean” cell phone with the international plan you need through any cell phone retailer
  • Do not charge your phone via USB directly from the airport/taxi/hotel – be sure to use a charging block
  • Do not connect to any airport or hotel WIFI –purchase a MYFI device from your carrier
  • If you do travel with your mobile phone, turn off your Bluetooth
  • Do not post any photos on social media until you return, and do not announce your trips ahead of time

Hotel stay:

  • When renting a hotel room, request a room away from the stairs and not on the first floor. These room locations pose higher risks of theft due to the easier exits
  • Close all hotel doors tight; travel with a rubber door wedge
  • Lock all valuables in the room or hotel safe or leave them home altogether

Additional Tips:

  • If traveling with a number of executives from your company, take separate flights
  • If you plan on renting a car, be sure your personal auto insurance provides coverage before you leave


M3’s Private Client Group professionals are committed to understanding your needs and expectations. Reach out to your Private Client Risk Executive with questions and/or concerns at any time. 

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