How Do You Sign Up for Medicare?
Most people can sign up for Medicare through the Social Security Administration. If you already receive Social Security benefits, you’ll usually be automatically enrolled in Medicare Parts A and B. If not, you should apply approximately three months before turning 65 through Social Security online, by phone, or at a local office.
Whether you want to sign up for Medicare yourself or are an employer helping your employees navigate the system, the process does not need to be complicated. While transitioning from the traditional health insurance marketplace can feel intimidating, it is actually quite simple when you have an experienced advisor on your side.
M3 Elevate’s Medicare team knows the ins and outs of Medicare and all the options that go along with it – including Medicare Advantage, Medicare supplemental and prescription drug plans – that can help offset out-of-pocket expenses. We have close relationships with the top insurance companies and work with them to find the best plan and value for you and your family.
When Can You Sign Up for Medicare?
- 3 months before your 65th birthday
- The month of your 65th birthday
- 3 months after your 65th birthday
Together, these seven months make up your Initial Enrollment Period (IEP).
Signing up for Medicare if you already get Social Security benefits
You will automatically be enrolled in Medicare Hospital Insurance (Part A) and Medical Insurance (Part B). The Social Security Office will mail you all the information you need a few months before you become eligible.
Note: Residents of Puerto Rico or foreign countries won’t automatically receive Medicare Part B. They must elect this benefit.
Signing up for Medicare if you do not get Social Security benefits
We recommend that you sign up for Medicare three months before your 65th birthday. The easiest way to sign up for Medicare is online at socialsecurity.gov.
If you don’t wish to apply online, you can make an appointment by calling 1-800-772-1213 (TTY 1-800-325-0778), 8:00 am – 7:00 pm, Monday through Friday.
If you or your employees are nearing retirement, turning 65, or just looking for general information about Medicare, turn to M3 Elevate for insight and guidance. M3 Elevate’s Medicare team is at the ready to assist you with your questions about Medicare.
Please Note: We do not offer every plan available in your area. Currently we represent 15 organizations which offer 76 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local state health insurance program to get information on all of your options.
