Virginia Van Haren serves as the Medicare Lead for M3 Elevate, where she works directly with individuals and employer groups to demystify Medicare and help clients choose the right plans that suit their needs. Drawing on more than 23 years of industry experience and a client-forward approach to every conversation, Virginia advises on the design, implementation, and management of Medicare program selections. She helps clients determine the essentials, providing tailored recommendations for Part C, Part D, and supplemental coverage that can offset out-of-pocket expenses.
Before joining M3 in 2010, Virginia built a strong foundation in account leadership through roles with Humana and Physicians Plus Insurance, where she specialized in helping small businesses and individuals navigate health coverage options. At M3, Virginia has become a go-to resource for Medicare education, enrollment strategy, and ongoing plan review. In the M3 Elevate model, Virginia acts as both consultant and advocate, helping clients interpret benefit options, anticipate changes, and stay ahead of evolving regulations and market shifts.
Virginia’s expertise lies in simplifying Medicare for individuals and employers alike. She focuses on aligning plan choices with long-term health and financial goals, providing guidance across Parts C, and D, as well as supplemental coverage options. Her strengths include client education, benefit analysis, and ongoing plan management — ensuring that every client’s Medicare strategy remains effective and up to date. Above all, Virginia’s focus is on making Medicare understandable, personalized, and empowering for each person she serves.
