Personalized guidance for your Medicare options.

If you or someone close to you is nearing retirement, turning 65, or just looking for general information about Medicare, turn to M3 Elevate for insight and guidance around Medicare Advantage, Medicare supplement insurance, and Medicare Part D Prescription Drug plans. M3 is your source for the right coverage, carriers, value, and price.

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Annual Enrollment Period is happening now.

Every year now to December 7, Medicare’s Annual Enrollment Period (AEP) gives you the chance to review or make changes to your coverage. Not sure where to start? Our FAQs cover what you need to know, and how M3 Elevate advisors an guide you every step of the way.

Health plans and drug formularies change annually. Reviewing your medications helps ensure you stay on the most cost-effective plan for your needs.

No. If your current plan is still offered and you continue paying the new premium, it will automatically renew. Be sure to review your renewal notice to confirm coverage and cost details.

Your M3 Elevate advisor can recommend options that better match your needs, but the final decision is always yours.

It’s not required, but if you don’t have creditable prescription drug coverage when you’re first eligible (typically at age 65), you may face a late enrollment penalty later. We can help you find low-cost plans to avoid that penalty.

All Medicare Advantage and Part D prescription drug plans renew on January 1, regardless of your original start date.

Yes, but Medicare Supplement plans can actually be changed at any time of year. Keep in mind, however, that approval may depend on your health history or underwriting requirements.

Generally, no. You can only make changes after December 7 if you qualify for a Special Enrollment Period due to specific circumstances such as moving or losing other coverage. Otherwise, changes must be made by the December 7 deadline.

Why Choose M3 Elevate for Medicare?

We’ll assess your healthcare needs and budget to recommend best options.

We’ll compare different plans to ensure you get the best value and coverage.

We’ll guide you through the enrollment process, making it as smooth as possible.

We’ll provide ongoing support.

CONNECT WITH OUR ADVISORS

Please Note: We do not offer every plan available in your area. Currently we represent 15 organizations which offer 76 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local state health insurance program to get information on all of your options.