Jeanne Flanagan

Director of Management Liability

Get to know Jeanne

Olive oil & garlic

Hawk – intuitive & observant

Gotten a tattoo

Cold pasta straight from the fridge

Treasure hunts – AKA Thrifting

Using AI to work smarter

Master of last-minute magic

Navigation skills

Jeanne Flanagan is the director of management liability at M3 Insurance, specializing in directors & officers (D&O) liability, fiduciary liability, and other executive risk coverages. She serves as a key resource to clients, colleagues, and industry partners by providing guidance on coverage placement, policy structuring, risk management strategies, and industry trends.

Known for her technical knowledge, problem-solving skills, and ability to design customized insurance solutions, Jeanne supports sales efforts and contributes to the continued development of M3’s executive risk offerings.

Earned Bachelor of Science in business administration from the Barney School of Business at the University of Hartford-Connecticut
Gained 30 years of specialized management liability insurance expertise through leadership roles with various brokers
Joined M3 in 2019

Involvement

Oconomowoc community volunteer

Helping ESOPs Navigate Management Liability Challenges

Many insurance carriers may decline to underwrite or entirely exclude coverage for recently established ESOPs.

Directors & Officers Liability (D&O) insurance for ESOPs excludes claims made under ERISA, and Fiduciary Liability policies often contain exclusions related to ESOP plans. And, ESOP fiduciaries are held to the same high standards of care as ERISA plans.

It’s crucial to work with a broker who specializes in ESOPs, is well-versed in the associated insurance implications, and has access to specialty carriers.