Kimberly Nichols

Kim Nichols is a Client Executive with M3 Elevate, specializing in personal insurance planning and wealth preservation strategies. She works with individuals and families to identify and customize insurance programs that protect the people, property and assets they value most.

Kim is especially passionate about supporting clients through important life stages, including first-time homeownership, growing families, young parents and families with new drivers. She understands these moments can be exciting, emotional and financially demanding, and she approaches each conversation with education, clarity and care.

Her path into insurance was not exactly planned. After earning a degree in education, Kim began her career in the classroom before being introduced to the insurance industry through her family’s small agency in Madison. What started as a career pivot quickly became a natural fit, combining her love of problem solving, relationship building and helping others feel more confident in their decisions.

Today, Kim sees her role as more than placing coverage. She serves as a long-term partner, helping clients understand their options, why their coverage matters and how their insurance program can evolve as their needs change.

Outside of Work

Outside of work, Kim stays busy with her family. Her kids are involved in a variety of sports, and coaching has become a family affair. She coaches her daughter’s softball team while her husband coaches their son’s team. When they are not on the field or court, you can often find them cheering on the Brewers, spending time at the county fair, or raising animals together as a family.

Education

Bachelor’s degree from the University of Wisconsin-Platteville

Designations

• Wisconsin-licensed property and casualty agent
• Personal lines coverage specialist (PLCS)
• Certified Insurance Counselor (CIC) – in progress

Involvement

• 4H Club, leader and volunteer
• Local schools, active program leader teaching financial literacy and life skills