Twila Hurst

Twila is a Senior Risk Manager at M3 Insurance with more than 18 years of experience in the health care profession and 13 years focused specifically on risk management. She brings a practical, client-centered approach to helping organizations strengthen their safety programs and reduce exposure.

Joining M3 in 2025, Twila consults with a wide range of clients, including contractors, health care organizations, manufacturers, municipalities, schools, social service agencies, transportation companies, and wholesale and retail businesses. She works closely with each client to identify areas of risk, implement effective loss control measures, and build programs that promote safer workplaces and long-term success.

Twila is hands-on in her work, providing OSHA General Industry 10-hour and 30-hour training, mock OSHA inspections, and workers’ compensation education. She also develops and delivers safety seminars, First Aid, CPR, and AED training, and customized safety programs that are both practical and compliant. Her mission is to help clients move beyond compliance to create safety cultures that truly protect their people and their business.

Outside the office, Hurst enjoys spending time with friends and family, as well as hiking, boating, and traveling.