Protect receivables.
Extend credit.
Grow with confidence.

Trade credit insurance helps businesses manage customer nonpayment risk while supporting growth, cash flow, and financing objectives.

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Trade Acceptance Group is now part of M3 Insurance

Clients can expect continuity in service, relationships, and specialized trade credit expertise, now supported by M3’s broader property & casualty resources and capabilities.

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Built for businesses that sell on credit.

Growth often depends on a company’s ability to extend credit.
But every open invoice carries risk.

Trade credit insurance helps protect one of your largest assets, accounts receivable. From slow payments and customer insolvency to global disruptions that impact international sales, it gives you a way to keep cash flow moving and growth on track.

How Trade Credit Insurance Supports Growth.

Protect cash flow

Recover losses from covered customer nonpayment.

Support financing

Strengthen borrowing conversations by enhancing receivables.

Manage customer concentration

Protect against significant exposure to key customers.

Extend credit confidently

Offer competitive payment terms while managing exposure.

Expand into new markets

Reduce uncertainty when entering new domestic or international markets.

Reduce balance sheet risk

Help protect one of the company’s largest working assets.

A specialty market. A focused advisor.

This is a complex market with real financial implications. The right advisor makes a difference.

Three business professionals smiling in an office hallway, wearing formal attire.

Let’s structure the right solution.
Whether you are entering a new market, extending terms to a key customer, or managing concentration risk, we can help you protect cash flow and move forward with confidence.

CONnECT WITH AN ADVISOR