Mid-year open enrollment can create unexpected HSA eligibility questions, especially when employees move from a traditional health plan to a high-deductible health plan. In this episode of Comply on the Fly, Karen breaks down a common HDHP enrollment dilemma: what happens when an employee wants to start contributing to an HSA, but their spouse is enrolled in a general purpose FSA.
If your organization offers an HDHP during a mid-year renewal, this episode is a helpful reminder that HSA eligibility is not always straightforward. Employers will hear practical guidance on how spouse FSAs or HRAs can create overlooked compliance issues, including restrictions on both employee and employer HSA contributions.
This quick episode can help benefits teams communicate more clearly during open enrollment and avoid surprises after employees make their plan elections.
Please Note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.
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