
Simplifying coverage for every stage of life.
There are many reasons why you might choose to explore an individual health plan: maybe you’re retiring early, preparing for a gap in employment, or you could be a 1099 employee. Then, there’s the major reason why you might be hesitant – it’s a complicated landscape.

Your health. Your plan.
When you decide to pursue an individual health plan, you have the entire marketplace at your disposal. Working with M3 Elevate ensures that you feel confident knowing your plans fit your needs – and your budget.
With personalized medical, dental, and vision solutions, you can customize your plan by choosing deductibles, copays, out-of-pocket limits, and preferred doctors, ensuring it meets your specific needs for comprehensive coverage.
Individual dental plans available through Delta Dental and Ameritas.
Whether you’re self-employed, transitioning from an existing dental insurance plan, retired, or just need dental coverage because your employer doesn’t offer it, we offer cost-effective choices for individuals and families through our partnerships with Delta Dental and Ameritas.
A flexible health benefit solution.
Proactive employers are increasingly considering ICHRAs—Individual Coverage Health Reimbursement Arrangements—as a flexible, cost-effective way to reimburse employees for individual health insurance. ICHRAs offer a tailored approach, but common misconceptions make them challenging to navigate.
