Individual Health
When exploring individual health plans, you have a world of options at your fingertips. Partnering with M3 Elevate ensures that you find a plan tailored to your needs and budget, giving you peace of mind.
Whether you’re planning for early retirement, dealing with an employment gap, or need resources for your 1099 employees, our unique guidance simplifies the process.
Open Enrollment is Happening Now!
For 2025 coverage, the Open Enrollment period is happening now through January 15th, 2025. We’re committed to helping you make informed decisions about your coverage. Whether you’re enrolling for the first time or exploring new plan options, we’ve gathered a range of resources to guide you through the process. Learn more today and take the first step toward securing the coverage that fits your needs.
Your Health. Your Plan.
Working with an advisor who knows the individual marketplace inside and out can ease your concerns. With personalized medical, dental, and vision solutions, you can customize your plan by choosing deductibles, copays, out-of-pocket limits, and preferred doctors, ensuring it meets your specific needs for comprehensive coverage.
Individual Dental Plans Available Through Delta Dental and Ameritas
Whether you’re self-employed, transitioning from an existing dental insurance plan, retired, or just need dental coverage because your employer doesn’t offer it, we offer cost-effective choices for individuals and families through our partnerships with Delta Dental and Ameritas.
On the enrollment portion of the Delta Dental quote form, select “Natalie Damro” in the Broker Name field. Please reach out to Natalie Damro, for any questions or concerns.
Every year, the health coverage marketplace has an Open Enrollment Period for individuals to change coverage or sign up for a new plan. If you missed the deadline for the Open Enrollment Period, you may still qualify under the Special Enrollment Period.
A Flexible Health Benefit Solution
Proactive employers are increasingly considering ICHRAs—Individual Coverage Health Reimbursement Arrangements—as a flexible, cost-effective way to reimburse employees for individual health insurance. ICHRAs offer a tailored approach, but common misconceptions make them challenging to navigate.
