M3’s Director of Employee Benefits Captive Practice and partner, Jason Nordby, was recently featured in Insurance Business, sharing his perspective on the evolving group benefits market and the growing role of captives for middle-market employers.
In the feature, Nordby discusses how M3’s captive groups are performing compared with traditional fully insured and self-funded plans, citing internal data showing an approximately 7-percentage-point advantage. He also addresses rising prescription drug costs, pharmacy benefit managers and the role of artificial intelligence in helping employers make more informed benefits decisions.
The conversation also highlights Nordby’s career in employee benefits, his path to M3 and his perspective on how the advisor’s role continues to evolve as employers look for greater transparency and control over health care costs.
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M3 works with employers to control costs, understand their options and create benefits programs that meet the needs of their organization and employees.