Gretchen Flueckiger, J.D. GBDS

Gretchen Flueckiger is the director of employee benefits – Madison and partner at M3 Insurance. Specializing in employee benefits, Flueckiger oversees and manages benefit compliance, strategy, design, and implementation for employers of all sizes nationwide.

In addition to managing and growing her book of business, Flueckiger also serves as a director of employee benefits for Southcentral WI. As such, she works closely with other members of the M3 Madison team to identify and acquire new business, implement go-to-market strategies, and build strong partnerships with key business leaders, insurance companies, and community organizations.

With a strong legal and compliance background, she provides transparent services to her clients, helping to educate employers and their teams on compliance, adherence, implementation, and communication of their benefit offerings.

• Earned Bachelor of Arts degree in political science from Colgate University
• Earned Juris Doctor from DePaul University College of Law
• Competed on the International Arbitration Moot Court team in Vienna, Austria
• Acted as coordinator for the Center for Dispute Resolution in Vienna, Austria
• Gained experience as
  • Legal affairs intern for 3M Company Thailand, LTD in Bangkok, Thailand
  • Litigation paralegal with Williams and Connolly LLP in Washington, D.C.
  • Director of compliance for employee benefits consulting firm in Madison, Wisconsin
• Joined M3 in 2016
  • Promoted to director of employee benefits – Madison, 2024
  • Named partner, 2025