Get to know Ross
Designations
- Wisconsin-licensed property and casualty agent
- Charted Property Casualty Underwriter designation (CPCU)
- Construction Risk and Insurance Specialist (CRIS)
Involvement
- M3 United Way Committee
- Reach A Child, Development Committee
- Make-A-Wish’s Madison chapter, Young Wish Makers of Wisconsin volunteer
Insurance Expertise for Housing Authorities Nationwide
Ross Heginbottom provides specialized property and casualty insurance solutions for the affordable housing sector. Along with his team, he supports housing authorities and developers nationwide, leading on risk management strategies, specialized insurance offerings, and guidance tailored to this complex industry.
Our team is recognized for thought leadership in the space, with professionals regularly speaking at events hosted by WHEDA, NAHRO, and others on topics like cybersecurity and emerging risks. From Seattle to Washington, D.C., we help clients navigate challenging insurance markets with confidence.

M3 Adds Five Shareholders in 2025
M3 Insurance recently announced five new shareholders: Paul Connor, John DeSalvo, Gretchen Flueckiger, Kelsey Haag, and Ross Heginbottom.
