Rachel Hug

Rachel Hug is a Client Executive at M3 Elevate, focusing on Medicare solutions in the Milwaukee and southern Wisconsin regions. Her mission is simple: to make Medicare approachable, understandable, and tailored to each client’s life.

Rachel provides one-on-one counseling and group guidance to help both individuals and employee groups select Medicare Advantage, supplemental coverage, and prescription drug plans. She dives into benefit design, formulary analysis, and cost projections so clients can choose confidently. Less interested in jargon, more interested in clarity, Rachel’s approach blends technical know-how with everyday empathy.

Her expertise centers on designing Medicare benefit packages that strike the right balance between coverage, cost, and long-term flexibility. She focuses on optimizing prescription drug plans (Part D), evaluating supplemental benefits, and modeling out-of-pocket scenarios so clients fully understand their risk exposure. She also emphasizes consistent plan review and adjustment, ensuring that Medicare choices evolve as the client’s health and needs do.

She joined M3 in 2018, gaining experience as an account manager in the medicare and individual health space prior to her current position at M3, and she earned her bachelor’s in business management from Edgewood College.

Designations

  • Wisconsin-licensed life and health agent

Involvement

  • United Way, volunteer
  • Ronald McDonald House, volunteer
  • Allenton Youth Organization, umpire
  • Life at M3, member

Get to know Rachel

Favorite Smell
Eucalyptus mint
My Inner Beast
Golden Retriever
Never Have I Ever
Had a cavity
I’d Eat That
Cheese curds dipped in ketchup
Favorite Game
Codenames
Motivated By
Gratitude
Hidden Talent
Hidden Talent
Braiding hair

Medicare Open Enrollment for 2025

Medicare’s Open Enrollment period is from October 15th to December 7th, 2024. Changes you choose to make to your plan selection during this time will go into effect on January 1st, 2025. Reach out Rachel Hug today to walk through how to make changes to your current coverage – or compare your current coverage with new options to determine the best fit for your needs.

MEDICARE OPEN ENROLLMENT VIDEO

open enrollment article cover

Featured on Fast Break

In this Fast Break, host Matt Cranney invites four M3 Elevate Medicare professionals to share their insight. As an employer, you will come away with practical advice that you can offer anyone at or approaching the Medicare eligibility age.

Tune in

Featured In