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Rewarding Excellence


The business landscape is more competitive than ever. Give your recruitment and retention efforts the edge you need by managing your health and wellness offerings. We can help you determine the lines of coverage you need, take care of your employees and control costs at the same time.

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Employee Benefit Placement

As your partner, we’ll guide you through the process of building your benefits portfolio and help you deliver and administer the plan for your biggest return on investment.

I. Core Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Short-Term Disability
  • Long-Term Disability
  • Life Insurance
  • AD&D Insurance

 

II. Worksite Benefits

  • Voluntary Products
  • Term Life Insurance
  • Permanent Life Insurance
  • Accident Insurance
  • Critical Illness
  • Disability Income
  • Limited Medical Plans

Employee Benefits Risk Management

M3 helps you identify measurable ways to reduce your business’ risk and minimize associated costs. From health and wellness promotion to regulatory compliance, we’ve got you covered.

Loss Control Services:

  • Data Modeling/Analysis: Your risk depends on who your employees are and how they use their benefits. Our reports monitor and analyze patterns to help you influence behavior.
  • Health Promotions: Cut costs and watch productivity soar when you promote employee health and wellness. Develop results-oriented programs, education initiatives and select the best vendors - All with our guidance.
  • Employee Communications: Together we will develop the best strategy to communicate how your company’s benefit plan works to employees. Then we give you tools to carry out the strategy and measure results.
  • Regulatory Compliance Assistance: Our Governmental Compliance Unit provides seminars, workshops, legislative alerts, reference guides and sample forms and documents on the latest government regulations (e.g., COBRA, HIPAA, FMLA, ERISA, Section 125 Plans, Health Savings Accounts, Wellness Programs and Form 5500 Preparation), and tells you exactly how to comply.

“Our [M3 Account Executive] provides us with benchmarking data, advice, ideas and recommendations every month. We look at trends and compare our experience and plan design against other districts. There are countless comparisons and stats we could look at, but she helps us determine what’s most important and why. Because of this, we can focus our efforts in areas that have the greatest impact.” 

HRconnection

We take pride in helping you reach your benefits communication goals. With HRconnection, your HR professionals can deliver company and benefit information to employees through this one-stop shop. HRconnection helps you empower your employees to manage their personal information. This easy-to-learn format allows you to update company handbooks, forms and directories and broadcast live presentations to staff at different locations. Plus, it allows employees to access company documents and view their eligibility, contribution levels and detailed SPDs all in one convenient location.