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Strategies for the Ever-Changing World of Employee Benefits


The health care landscape is rapidly changing. Employers now must make critical decisions about their total approach to employee benefits. In addition to the experience and insight M3 clients have come to count on, they also have exclusive access to resources and tools created to help solve the puzzle that is health care reform. 

Contact an M3 account executive today about our Health Care Reform Impact Modeling Tool and online Health Care Reform Tracker (login required).

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Employee Benefits Placement

As your partner, we guide you through the process of building your benefits portfolio and help you deliver and administer the plan for your biggest return on investment.

Core Benefit Offerings - The Foundation for Discussion 

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Short-Term Disability
  • Long-Term Disability
  • Life Insurance
  • AD&D Insurance


Worksite Benefit Plans -
A Growing Trend

  • Voluntary Products
  • Term Life Insurance
  • Permanent Life Insurance
  • Accident Insurance
  • Critical Illness Policies
  • Disability Income Insurance
  • Limited Medical Plans

Employee Benefits Risk Management

M3 helps you identify measurable ways to reduce risk and minimize costs associated with that risk. We manage cost drivers through benchmarking studies, risk assessments and employee wellness programs. We keep you informed and compliant on health care-related regulations through our governemental compliance unit, and we bring you new ideas and access to employee education and communications programs. Plus, our data analysis and reporting keep you informed and aid in your decision-making.

“Our [M3 Account Executive] provides us with benchmarking data, advice, ideas and recommendations every month. We look at trends and compare our experience and plan design against other districts. There are countless comparisons and stats we could look at, but she helps us determine what’s most important and why. Because of this, we can focus our efforts in areas that have the greatest impact.”